Opportunity has 11,500 staff worldwide, 99% of whom are nationals. We’re convinced that local staff who understand dialects and regional customs are better able to serve our clients.

Trust Groups of 10-30 entrepreneurs co-guarantee each other’s loans using their trust in each other and group solidarity as collateral for their loan. They’re the secret behind our 95% microloan repayment rate.

Why are the vast majority of our clients women? Not only are they far more likely to live in poverty than men, but when women’s circumstances improve, they tend to direct their income into their children.

Opportunity banks combine the professionalism and security of a commercial bank with a dedicated focus on serving the economically marginalized.

In urban areas across the developing world, microfinance is on the rise. But for the significantly larger rural populations, microfinance is a rare commodity. It’s time to head for the hinterlands.