No. Opportunity is a non-profit organization. Opportunity International's primary motivation has always been the desire to empower people living in poverty by giving them access to microfinance, not to maximize profits and deliver shareholder value.

Therefore, all Opportunity bank partners are majority owned by Opportunity's charitable trusts and not individual shareholders. The only reason any of our microfinance institutions is for-profit is to achieve bank status, allowing us to provide many services, such as savings, that banks can offer to those living in poverty. Local laws often require banks to have a for-profit status. Any profits are reinvested to expand our service and reduce costs for our clients.